Mastercard Unembossed debit card
Forget cash payments, and make convenient and safe purchases anywhere in the world. There are several preferential offers and constantly changing Mastercard promotions linked to the card.
Not available from 1st January 2021!
Features
In addition to the built-in Travel Insurance package, you can apply for the optional Extra Insurance and Sport Insurance Packages that provide higher protection and coverage for a definite period of 1 year.
If you or your family member do not have built-in Travel Insurance to your UniCredit Bankcard, you can still apply to the Extra Insurance and the Sport Insurance Packages for a definite period of 1 year.
For more information, visit one of our UniCredit branches.
Thank you for your understanding!
| Issuer fee | Cannot be claimed |
| Membership fee | HUF 5 470 /year * |
| Contactless transaction capability | yes |
| Discounts with account packages | 50% discount** from issuer and membership fee for primary card with Student account package |
| Travel insurance | Extra or Sport package travel insurance can be taken out as a separate insurance. |
| Optional travel insurance | Extra and Sport insurances, for family members, can be taken out as optional insurances *** |
| Activation via UniCredit Mobile application | yes |
- Shopping is convenient with debit card in Hungary and even abroad. Card+ Discount Program is offering shopping discounts. For more details click on Terms and Conditions, Data Privacy Document.
- You can also use it securely for online payments,
- Debit card purchases (domestic and abroad) are free of charge1 with most of our account packages,
- Easily withdraw cash from ATMs at home and abroad,
- You can check your bank account balance at your domestic UniCredit ATMs,
- You can top up your mobile phone balance at domestic ATMs,
- It is easy to deposit cash in domestic UniCredit ATMs into your UniCredit bank account, which you can use to make a purchase right away.
1The standard charge for debit card purchases (domestic and international) is 0.3%, up to a maximum of HUF 6,000, which the bank does not charge as a promotion. This promotion is valid until canceled. In addition to the transaction fee, the bank charges a booking fee for each purchase for each account package. The bank will not charge the fee for the bank accounts indicated in the relevant list of conditions until the withdrawal, as a special offer. Detailed rules on the normal (non-promotional) rate of charge elements are set out in the Bank's Announcement and List of Conditions for Retail Customers.
- You can use our SMS service to keep track of your debit card transactions.
- You can also apply for a partner card for your family members so that more people can access the amount available in your bank account.
- If you are looking for even greater security, you can request advanced insurance.
- Download our Mobile Application Services [UniCredit mBanking] to manage your finances anytime, anywhere on your smartphone!
- In connection with your debit card service you can apply for the two monthly cash withdrawals free of charge by submitting a statement to that effect.
- In case of loss or theft of your debit card, immediately disable the card via the telephone banking service [UniCredit Telefonbank] at +36 (1/20/30/70) 325 3200.
- If you have multiple accounts with UniCredit, you can use the same debit card (in hungarian forints or currency) associated with the same debit card service for every account. Learn more about flexible account setup.
- Now, even a mobil phone can function as a card acceptance terminal. Learn more about how the SoftPOS service works.
- From July 1, 2023, you can use your personal debit card for cash withdrawals of up to HUF 20,000 when making a minimum purchase of HUF 3,000 at domestic and international merchants who offer this service. The applicable terms are outlined in the current Bank Card Business Regulations.
We encourage all interested parties to visit the NBH (National Bank of Hungary) consumer protection website, where you can find information, comparison tools, and decision-support applications (such as bank account selection program, nationwide branch and ATM locator and fee comparison tool).
Additionally, the MNB Financial Navigator website provides further useful information to help with financial decisions.
New service for Mastercard Gold debit cards from February 28, 2025:
Flight Delay membership: Register for the Flight Delay service for your journey and enjoy the free-of-charge services of premium airport lounges with a maximum of 3 companinons, if your flight is delayed by at least 60 minutes. In case of the official statement of the delay by Flight Stat, you’ll receive a text message notification about the further steps. The Flight Delay Pass necessary to enter will be sent to you via email. Lounge vouchers will be issued when the airline sends an accurate report of the delay to the Flight Stats system, meaning the flight delay is officially announced, which must be at least 60 minutes.
Further information: Mastercard | Flight Delay Pass
Additional Premium Services for Mastercard Gold Debit Cardholders
- With your Mastercard Gold card, you can access the Budapest Airport Fast Track Lane, allowing you to reach security screening faster before your flight.
- You can enter the Mastercard Airport Lounge at Budapest Airport, where you can enjoy unlimited food and beverages.
- Entry fees:
- HUF 4,000 for Gold cardholders
- HUF 8,000 for one accompanying adult
- HUF 4,000 for children aged 2-18
- Free for children under 2 years old
- You can also access the Mastercard Lounge at Aquarena Budapest.
- As a Mastercard Gold cardholder, you are entitled to 10% discount on ticket purchases at Müpa and able to use the Müpa’s concierge service.
- For more details on additional Gold card services, please visit: Mastercard Gold betéti- és hitelkártya | Mastercard
Assistance services with [Premium Banking Embossed Mastercard] debit card:
- With free vehicle assistance, you can request a free domestic and Europe repair and salvage in your car in the event of a technical malfunction or accident, or you can request a rental car for 1 day while the servicing is complete.
- The free home assistance service helps you troubleshoot problems at home, for example, if you need a lock replacement or a water, electricity, or gas installer.
- The free health care assistant provides you with access to a medical advice line and can request health information both in Hungary and abroad.
For more information on Assistance Services, see: Customer Information and Insurance Terms.
The information is not comprehensive and is not a contractual offer. The comparison above was made based on highlighted features, detailed description of the products and services and their further features is included in the Announcements, List of conditions of debit bank cards for private customers, List of Conditions for private customers and the General Terms and Conditions, as well as General Business Conditions for Private Customers and the Bank Card Terms and Conditions. The bank reserves the right to amend the conditions.
* Method of calculating the membership fee: 0.01% of the annual sum of successful and accounted purchase transactions made with the card during the 12 months prior to the due date or a minimum of the amount indicated above. As a special offer, the bank will not charge more than the minimum amount indicated. The promotion is valid until withdrawn.
** This promotion applies only to one primary card and is valid until withdrawn.
*** Sport insurance can be taken out as a supplementary insurance for card holders with built-in or optional travel insurance, and for family members with Extra travel insurance.
**** To participate in MasterCard promotions registration in advance is needed.
