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HOME INSURANCE

During our everyday life, unexpected events may occur frequently and it is always good to be prepared for them. Think about your own security and that of your loved ones and your home in advance! Do you often travel abroad? Don’t forget about travel insurance before you start your trip so that the journey can indeed be about relaxation and recreation.

Buy your home insurance online and get 10% off!

I BUY IT

Allianz My Home home insurance

We recommend Allianz My Home Home Insurance to you if you need liability insurance and wish to use assistance services in addition to your property insurance and the insurance of your movables.

Depending on your needs, you can supplement your chosen home insurance plan with worldwide family accident and life insurance.

The following assets may be covered:

Properties:

  • Residential building (detached house, holiday home, apartment, rented apartment, including structures, building accessories)
  • Outbuildings, storage, built pools
  • Buildings for home business
  • Elements of a renewable energy system

Movables:

  • Jewelry, works of art
  • Cash and currency up to HUF 100,000
  • Household movables (e.g. furniture, household appliances, clothing, consumer electronics, domestic animals and pets, etc.)
  • Assets stored outdoors
  • Assets of home business (e.g. machinery, equipment, goods, supplies)
  • Frozen foods


WHAT DOES THE INSURANCE COVER?

Our Plus, Max, and Pro home insurance policies let you quickly and easily choose the solution that works best for you. The Pro package covers all risks, which means that it extends to all damages of all insured assets, with the exception of the risk and service limitations that are excluded in the contract conditions.

Insurance covers  What does it cover? PLUS MAX PRO
All risks All risks cover: extends to all damages of all insured assets, with the exception of the risks excluded in the contract conditions - - √
Basic damages Damage due to fire (including smoke and soot pollution), lightning, explosion, blasting, or collision of a third-party vehicle. √ √ √
Natural disasters

Damage caused by storms, downpours, hail, snow pressure, floods, earthquakes, landslides, stone and mudslides, collapse of an unknown structure, cavity, or foreign objects.

 √ √ √
Assistance insurance events

Assistance services provide immediate assistance in the event of an emergency in the home and for the breakdowns of home appliances, in the form of organisation or quick service.

 √ √ √
Liability insurance

It provides coverage for personal injury and material damage caused to the third party by the Insured, within the limits set by the Policyholder, as specified in the Special Terms and Conditions.

 √
1With a HUF 10 M limit		 √ √
Compensation for costs related to insured event

Mitigation costs, other expenses in connection with insured events (demolition, rubble and debris cleanup, removal, planning and regulatory approval, one-off cleaning after restoration), and the rental of temporary accommodation in the event of the insured property becoming uninhabitable due to an insured event.

 √
with imit		 √ √
Water damages

Damages due to pipe breakage, leakage, pipe clogging, and water leakage.

 √
with limit		 √ √
Glass breakage

Cover for damages due to breakage or cracking of glazing (e.g. glazing of windows, furniture glass, mirrors, ceramic hob, safety glass).

 √
with limit		 √ √
Burglary and robbery

Cover extends to damages suffered by the building or any other movables due to burglary, attempted burglary, or robbery (theft, disappearance, or damages of assets in connection with the event).

 √ √ √
Vandalism

Damage caused by an unknown perpetrator (including graffiti on external surfaces), theft of building equipment or furnishings.

 √
with limit		 √ √
Short circuit and induction

Cover for damages caused by short-circuits and overvoltage caused by lightning.

 √
with limit		 √ √


Other, selectable coverage

Depending on your needs, you can extend the home insurance package you choose with worldwide life and accident insurance to cover the whole family, a high-value diagnostic care service, or legal protection insurance to provide telephone assistance with legal matters relating to your home. Our Medical call centre service is available free of charge day or night to provide you with medical assistance by qualified, practicing, on-call doctors.



The information is not comprehensive. For more information, please see the client information and general contracting terms and conditions.Property insurance sold by UniCredit Bank Hungary Zrt. is provided by Allianz Hungária Zrt. UniCredit Bank acts as an insurance broker for Allianz Hungária Zrt.


Residential Construction-Installation Insurance

It covers the construction, renovation, extension, modernization of residential houses, detached houses, small business premises.  It also extends to buildings, pending and built-in building accessories, electrical and mechanical engineering, and work equipment. We also offer the product to those whose financier requires insurance for the duration of the construction as a prerequisite of the disbursement of the loan.

Documents

Documents involved

No longer distributed products
  • Generali Házőrző (Home Guard) home and lifestyle insurance

For further information: www.generali.hu 

  • Aegon home insurance

For further information: www.aegon.hu

Allianz Harmony Certified Consumer-Friendly Home Insurance - Home insurance to meet your needs

 

Why choose Allianz's Harmony Certified Consumer-Friendly Home Insurance?

Because it provides high service content, comprehensive basic and supplemental insurance coverage and customer-friendly claims settlement.

  • home insurance certified by the National Bank of Hungary,
  • customer-friendly claims settlement,
  • Basic package for the most common damages to movable and immovable property and for liability damages,
  • additional supplemental insurance to provide even more complete protection for your assets and family, according to your needs.

Allianz Harmony Certified Consumer-Friendly Home Insurance Coverage

Basic package

Natural disasters
  •  Fire
  • Smoke and soot pollution
  • Explosions
  • Lightning strikes
  • Secondary effects of lightning strikes
  • Storms
  • Rainstorms
  • Hailstorms
  • Snow pressure
  • Flood
  • Earthquakes
  • Landslides, rock and boulder slides
  • Collapse of unknown structures or cavities
  • Collision with foreign vehicles
  • Damage from falling foreign objects
Basic risks
  • Water damage (leakage, external water, water damage from pipes, water spillage)
  • Burglary, robbery, breaking and entering
  • Willful damage, vandalism
  • Glass breakage
  • Liability insurance
Extended coverage
  • Additional coverage for specific assets (in excess of HUF 200,000)
  • Supplemental cash insurance
  • Insurance for special glassware
  • Costs of stoppage repairs
  • Theft of building fixtures
  • Graffiti
  • Garden furniture
  • Garden ornamental plant insurance
  • Insurance for stand-alone plants
  • Accident insurance
  • Family life insurance

BUY IT

Thanks to the Allianz Harmony Certified Consumer-Friendly Home Insurance, the claims notification process is also quick and simple!

Documents

Documents involved

For more information on the Certified Consumer-Friendly Home Insurance, click HERE.

Visit the MNB website and see the comparison page for Qualified Consumer-Friendly Home Insurance products!

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