HOME INSURANCE
During our everyday life, unexpected events may occur frequently and it is always good to be prepared for them. Think about your own security and that of your loved ones and your home in advance! Do you often travel abroad? Don’t forget about travel insurance before you start your trip so that the journey can indeed be about relaxation and recreation.
Buy your home insurance online and get 10% off!
Allianz My Home home insurance
We recommend Allianz My Home Home Insurance to you if you need liability insurance and wish to use assistance services in addition to your property insurance and the insurance of your movables.
Depending on your needs, you can supplement your chosen home insurance plan with worldwide family accident and life insurance.
The following assets may be covered:
Properties:
- Residential building (detached house, holiday home, apartment, rented apartment, including structures, building accessories)
- Outbuildings, storage, built pools
- Buildings for home business
- Elements of a renewable energy system
Movables:
- Jewelry, works of art
- Cash and currency up to HUF 100,000
- Household movables (e.g. furniture, household appliances, clothing, consumer electronics, domestic animals and pets, etc.)
- Assets stored outdoors
- Assets of home business (e.g. machinery, equipment, goods, supplies)
- Frozen foods
WHAT DOES THE INSURANCE COVER?
Our Plus, Max, and Pro home insurance policies let you quickly and easily choose the solution that works best for you. The Pro package covers all risks, which means that it extends to all damages of all insured assets, with the exception of the risk and service limitations that are excluded in the contract conditions.
| Insurance covers | What does it cover? | PLUS | MAX | PRO |
|---|---|---|---|---|
| All risks | All risks cover: extends to all damages of all insured assets, with the exception of the risks excluded in the contract conditions | - | - | √ |
| Basic damages | Damage due to fire (including smoke and soot pollution), lightning, explosion, blasting, or collision of a third-party vehicle. | √ | √ | √ |
| Natural disasters | Damage caused by storms, downpours, hail, snow pressure, floods, earthquakes, landslides, stone and mudslides, collapse of an unknown structure, cavity, or foreign objects. |
√ | √ | √ |
| Assistance insurance events | Assistance services provide immediate assistance in the event of an emergency in the home and for the breakdowns of home appliances, in the form of organisation or quick service. |
√ | √ | √ |
| Liability insurance | It provides coverage for personal injury and material damage caused to the third party by the Insured, within the limits set by the Policyholder, as specified in the Special Terms and Conditions. |
√ 1With a HUF 10 M limit |
√ | √ |
| Compensation for costs related to insured event | Mitigation costs, other expenses in connection with insured events (demolition, rubble and debris cleanup, removal, planning and regulatory approval, one-off cleaning after restoration), and the rental of temporary accommodation in the event of the insured property becoming uninhabitable due to an insured event. |
√ with imit |
√ | √ |
| Water damages | Damages due to pipe breakage, leakage, pipe clogging, and water leakage. |
√ with limit |
√ | √ |
| Glass breakage | Cover for damages due to breakage or cracking of glazing (e.g. glazing of windows, furniture glass, mirrors, ceramic hob, safety glass). |
√ with limit |
√ | √ |
| Burglary and robbery | Cover extends to damages suffered by the building or any other movables due to burglary, attempted burglary, or robbery (theft, disappearance, or damages of assets in connection with the event). |
√ | √ | √ |
| Vandalism | Damage caused by an unknown perpetrator (including graffiti on external surfaces), theft of building equipment or furnishings. |
√ with limit |
√ | √ |
| Short circuit and induction | Cover for damages caused by short-circuits and overvoltage caused by lightning. |
√ with limit |
√ | √ |
Other, selectable coverage
Depending on your needs, you can extend the home insurance package you choose with worldwide life and accident insurance to cover the whole family, a high-value diagnostic care service, or legal protection insurance to provide telephone assistance with legal matters relating to your home. Our Medical call centre service is available free of charge day or night to provide you with medical assistance by qualified, practicing, on-call doctors.
The information is not comprehensive. For more information, please see the client information and general contracting terms and conditions.Property insurance sold by UniCredit Bank Hungary Zrt. is provided by Allianz Hungária Zrt. UniCredit Bank acts as an insurance broker for Allianz Hungária Zrt.
Residential Construction-Installation Insurance
It covers the construction, renovation, extension, modernization of residential houses, detached houses, small business premises. It also extends to buildings, pending and built-in building accessories, electrical and mechanical engineering, and work equipment. We also offer the product to those whose financier requires insurance for the duration of the construction as a prerequisite of the disbursement of the loan.
Allianz Harmony Certified Consumer-Friendly Home Insurance - Home insurance to meet your needs
Why choose Allianz's Harmony Certified Consumer-Friendly Home Insurance?
Because it provides high service content, comprehensive basic and supplemental insurance coverage and customer-friendly claims settlement.
- home insurance certified by the National Bank of Hungary,
- customer-friendly claims settlement,
- Basic package for the most common damages to movable and immovable property and for liability damages,
- additional supplemental insurance to provide even more complete protection for your assets and family, according to your needs.
Allianz Harmony Certified Consumer-Friendly Home Insurance Coverage
Basic package
Thanks to the Allianz Harmony Certified Consumer-Friendly Home Insurance, the claims notification process is also quick and simple!
