SERVICES AVAILABLE VIA THE SPECTRANET SYSTEMS

Our SpectraNet Internet Banking services can be used in Light and Plus versions.

Services	SpectraNet Internet Banking
Services	Light	Plus
Account information
Account balance (booked, available, reserved, overdraft limit)	√	√
Viewing account balances on the overview screen after logging in	√	√
Account history	√	√
Viewing the history of a selected account for specific days on the review screen appearing after logging in	√	-
Account balances
Account statement in PDF format (it is qualified as an accounting record if it is provided with a certified digital signature and a time stamp)	√	√
Electronic account statement in UniCredit format	√	√
Notifications
Notification on postal cash payment orders	√	√
Notices on batch transfers	-	√
Orders
HUF transfer (incl. VIBER)	√	√
FX transfers	√	√
EU transfers	√	√
SEPA transfers	√	√
HUF transfers between own accounts	√	√
FX transfers between own accounts	√	√
Standing Orders (set up, modification, cancellation)	√	√
Direct Debit (set up, modification, cancellation)	√	√
Batch transfers	-	√
Payment of postal cheques	√	√
Prompt collection orders	-	√
Postal cash payment orders	√	√
Opening term deposits	√	√
Terminating term deposits	√	√
Viewing and cancelling pending HUF transactions	√	√
Free format letters/orders^1,2	√	√
Applying for electronic account statements²	√	√
Announcing cash withdrawals²	√	√
Cash delivery orders	-	√
Authorisation to release account information²	-	√
Order to release coverage certificate²	-	√
Drawdown of loan²	-	√
Security functions
Account balance (account balance. available balance, market value)	√	√
Account history	√	√
Account Statement	√	√
Trade of listed shares³	√	√
Distribution of domestic and international Pioneer investment funds³	√	√
Distribution of external investment funds³	√	√
Securities transfer³	√	√
Viewing and withdrawal of pending transactions³	√	√
Credit card information
Information on credit card settlement account (granted limit, transaction details; automatic repayment services, loan repayment protection insurance, and settings of SMS services etc.)	√	√
Information on credit cards (information on card usage limits; transaction details; settings of the SMS service, etc.)	√	√
Information on the last accounting period (closing balance; minimum amount of repayment; due date of repayment ; booked transactions, etc.)	√	√
SMS service⁴
SMS notifications related to bank accounts (viewing actual settings / application / modification)	√	√
SMS notifications related to debit cards (viewing actual settings / application / modification)	√	√
Banking information queries (Currency and foreign exchange rates; Interest rates; Conditions; Stock exchange rates; Investment funds)	√	√
Interest calculation	-	√
Other services
Managing templates	√	√
Handling multiple signatures	√	√
Management of signing and sending simplified and immediate order signatures	√	-
Handling order packages, signing packages, sending packages	-	√
Transferring orders initiated on SpectraNet Internet Banking to SpectraNet Mobile Banking, (and conversely) for the purposes of (further) signatures, modifications and sending them to the bank.	√	√
Transferring orders initiated on Spectra and Spectra Light systems to the SpectraNet Internet Banking and Mobile Banking System (and conversely)for the purposes of (further) signatures, modifications and sending them to the bank.	-	√
Management of Transaction and Daily Limits.	√	√
Management of the accounts of multiple Account Holders with a single User ID.	√	√
Setting the default Account Holder	√	√
Setting up default account numbers for each type of order	√	√
Accounts aliases	√	√
Viewing logs	√	√
Help	√	√
Hungarian, English and German-language versions	√	√

SERVICES AVAILABLE VIA THE SPECTRANET SYSTEMS

UniCredit mBanking Put your bank in your pocket!

UniCredit mBanking
Put your bank in your pocket!