Receive an eMAG voucher worth 20.000 HUF with your new credit card if you meet the conditions*
Fast Track Security Lane at Liszt Ferenc Airport
With international travel insurance
Card+ Discount Program is offering shopping discounts
Issuer fee*
APR
Travel insurance
Credit line available for application
Issuer fee*
APR
Travel insurance
Credit line available for application
Issuer fee*
APR
Travel insurance
Credit line available for application
Representative example for the Mastercard Gold credit card:
For the UniCredit Gold credit card projected onto a credit line of HUF 600 000. The monthly fixed credit interest to be charged is 2.28 %. If a credit card agreement is concluded with the bank for an indefinite period, the annual percentage rate (APR) for the 1-month settlement period in the first year: for a full loan amount, a credit line of HUF 600 000 and a term of one year, the APR is 39.44%. If you accept a credit card with a credit line of HUF 600 000 and after its receipt you spend the whole amount immediately, and only repay the minimum amount for 11 months which meets the criteria of the minimum repayment amount, calculated in this example: HUF 30 000, but settle the total debt in the 12th month, the total estimated fee of the loan based on the assumptions and parameters taken into account upon the determination of the APR: HUF 177 466, while the total estimated amount payable by the client: HUF 769 516, which includes HUF 150 monthly closure fee, card issuer fee is HUF 6000, purchase comission 0,3%, max 6000 HUF beside the interest.
Representative example for the Mastercard Platinum credit card:
For the UniCredit Platinum credit card projected onto a credit line of HUF 750 000. The monthly fixed credit interest to be charged is 2.28 %. If a credit card agreement is concluded with the bank for an indefinite period, the annual percentage rate (APR) for the 1-month settlement period in the first year: for a full loan amount, a credit line of HUF 750 000 and a term of one year, the APR is 37.94%. If you accept a credit card with a credit line of HUF 750 000 and after its receipt you spend the whole amount immediately, and only repay the minimum amount for 11 months which meets the criteria of the minimum repayment amount, calculated in this example: HUF 37 500, but settle the total debt in the 12th month, the total estimated fee of the loan based on the assumptions and parameters taken into account upon the determination of the APR: HUF 221 563, while the total estimated amount payable by the client: HUF 959 318, which includes HUF 0 monthly closure fee, card issuer fee is HUF 9 995, purchase comission 0,3%, max 6000 HUF beside the interest.
Representative example for the Mastercard Blue credit card:
For the UniCredit Blue credit card projected onto a credit line of HUF 375 000. The monthly fixed credit interest to be charged is 2.28 %. If a credit card agreement is concluded with the bank for an indefinite period, the annual percentage rate (APR) for the 1-month settlement period in the first year: for a full loan amount, a credit line of HUF 375 000 and a term of one year, the APR is 37.93%. If you accept a credit card with a credit line of HUF 375 000 and after its receipt you spend the whole amount immediately, and only repay the minimum amount for 11 months which meets the criteria of the minimum repayment amount, calculated in this example: HUF 18 750, but settle the total debt in the 12th month, the total estimated fee of the loan based on the assumptions and parameters taken into account upon the determination of the APR: HUF 107 996, while the total estimated amount payable by the client: HUF 481 721, which includes HUF 150 monthly closure fee, card issuer fee is HUF 0, purchase comission 0,3%, max 6000 HUF beside the interest.
Make a responsible borrowing decision
Our documents Responsible Lending and Banking Terms and Definitions may help you receive information about our credit products, and the website of the Financial Consumer Protection Centre of the National Bank of Hungary offers product descriptions that support responsible decision making and apps that allow comparisons. Please make a responsible and prudent borrowing decision, taking your income situation into account.
This information is not comprehensive and does not constitute an offer to conclude a contract. The rules and conditions of credit card use are set out in the Bank’s General Terms and Conditions and Bank Card Terms and Conditions, while the detailed terms and conditions – such as the interest and fee components of the credit card – are presented in the document “List of Conditions for Credit Card Holder Private Clients”. The Bank reserves the right to amend its terms and conditions and – based on credit card applications and the documents submitted – the right to decide on the issuance of the credit card and the determination of the credit line based on its own credit assessment, in accordance with the provisions of its prevailing List of Conditions, General Terms and Conditions and Bank Card Terms and Conditions.
The APR has been determined by taking into consideration the prevailing terms and conditions as well as the applicable legislation, and the rate may be modified if conditions change. For loans with variable interest rates, the value of the APR does not reflect the interest rate risk of the loan.
*The Card Issuer’s fee shall be waived on a promotional basis or the abovementioned reduced fee shall be charged in the case of UniCredit Platinum credit cards if the client has accepted the credit card offered with a pre-defined credit line on the basis of UniCredit Bank Hungary Zrt’s own, simplified credit assessment, submitted his/her application accordingly, and concluded a credit card agreement for the given card. The promotion is valid until further notice.
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