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Premium Banking

CONVENIENT AND PERSONALISED ADMINISTRATION FOR OUR PRIORITY CLIENTS NATIONWIDE. THE CORNERSTONE OF OUR PREMIUM BANKING SERVICE IS THAT YOU AND YOUR PERSONAL ADVISOR WORK TOGETHER TO FIND THE FINANCIAL SOLUTIONS THAT BEST MEET YOUR NEEDS.

PREMIUM BANKING - YOUR FINANCES, YOUR ADVISER

 

Convenient and personalised service for our priority clients nationwide. The cornerstone of our Premium Banking service is that you and your personal adviser work together to find the financial solutions that best meet your needs.

 

Who can benefit from Premium Banking
Customers who

  • are looking for a wide range of enhanced banking services;
  • who value discounted account management and investment options that cover all their needs;
  • would benefit from personal advice to help them make investment decisions;
  • have a schedule that requires flexible service and the ability to make appointments;
  • believe in the benefits of a long-term relationship of trust.

Apply

Apply

Our customers must meet the following conditions to qualify for Premium Banking client status:

  • their savings1 with our bank exceed HUF 17 500 000;

The above criteria are reviewed every year, during which the Bank checks that the conditions are actually met. In the event of non-compliance with the above criteria, all customers concerned will be notified in writing of the change of customer status and, where applicable, of the necessary contract amendment.

 

Please note!

 

Related documents

The information is not exhaustive, further details can be found in the current Retail Conditions List of the bank. For a detailed description of the deposit contract, please refer to the General Business Conditions.

 

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1 When calculating savings, the bank takes into account the current balance of UniCredit bank accounts, the balance of fixed-term deposits - in case of foreign currency, converted into HUF at the mid-market exchange rate of the MNB on the current day, and the current market value of the aggregate closing balance of the securities account held with UniCredit Bank on the current day.

SAVINGS AND INVESTMENT OPPORTUNITIES

 

Premium Banking clients can rely on expert help and a wide range of products to build their savings portfolio. Our investment range includes products from low-risk, stable return savings to riskier investments with higher return potential, including:

  • traditional deposit-taking options;
  • investment funds, offering savings opportunities from an arbitrarily short investment horizon up to several years. Our clients can choose from the wide range of investment funds offered by Amundi Fund Manager, as well as products from other fund managers;
  • you can also choose from our broad range of government bonds, so you can enjoy the security of fixed interest rates with minimal risk;
  • if you are interested in equity investment opportunities, we also offer a range of shares traded on the Budapest Stock Exchange. For our Premium Banking clients, stock market orders are available at a favourable fee1;
  • Our range of products includes long-term savings options that support self-care, such as the Long-Term Investment Contract (TBSZ) and the Retirement Savings Account (NYESZ), which may even be exempt from interest tax2 if the statutory conditions are met;
  • If security is important to you in addition to your savings goals, we also offer investment insurance.

Apply

Apply

Our customers must meet the following conditions to qualify for Premium Banking client status:

  • their savings3 with our bank exceed HUF 17 500 000;

The Bank will review the fulfilment of the above criteria every year, during which the Bank will verify that the conditions are actually met. In the event of non-compliance with the above criteria, all customers concerned will be notified in writing of the change of customer status and, where applicable, of the necessary contract amendment.

 

Please note!

 

Related documents

The information is not exhaustive, further details can be found in the current notice of the bank on demand and term deposits, UniCredit Bank Hungary Zrt. interest rate conditions for private individuals and in the List of Conditions for Private Individuals. The detailed description of the deposit contract is contained in the General Business Conditions.

 

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1For shares purchased on the Budapest Stock Exchange, the share transaction fees for retail clients are set out in the Retail Notice and List of Conditions - Discounts for Premium Banking and Premium Banking clients.

2The detailed conditions are set out in Act CXVII of 1995 on Personal Income Tax. The detailed terms and conditions of the TBSZ account are set out in the Retail Conditions List - Conditions for UniCredit TBSZ accounts and the detailed terms and conditions of the NYESZ account are set out in the Retail Conditions List - Conditions for the management of pension savings accounts.

3When calculating savings, the Bank takes into account the current balance of UniCredit bank accounts, the balance of fixed-term deposits - in case of foreign currency, converted into HUF at the mid-market exchange rate of the MNB on the current day, and the current market value of the aggregate closing balance of the securities account held with UniCredit Bank on the current day.


The National Deposit Guarantee Fund provides protection for deposits up to a limit of 100 000 Euro. The OBA protection is limited to deposits and does not apply to securities.

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