UniCredit Bank offers its clients a highly flexible product which satisfies client needs with several transaction types. This is the so-called Multi-Purpose Credit Line which, within a maximized overall amount, ensures freedom of movement between several types of credit and commitments overdraft, short-term loans, financing of export-import transactions, guarantees. When availing of specific transaction types, there is no need to sign a separate contract. The bank executes the client’s orders according to the predetermined conditions. Further details here

UniCredit Bank. offers its clients a highly flexible product which satisfies client needs with several transaction types. This is the so-called Multi-Purpose Credit Line which, within a maximized overall amount, ensures freedom of movement between several types of credit. Further details here

The Umbrella Facility can be offered for subsidiaries of Austrian mother companies having account with UniCredit Bank Austria. With help of the Austrian parent company and UniCredit Bank Austria a subsidiary operating in Hungary or in other Central Eastern European countries can get quick and simple access to short term financing in those countries where a member of UniCredit Group is present. The Umbrella facility is an optimal solution, if the subsidiary company is not able to provide eligible collateral for financing or if it is important to get financing (loan or bank guarantee) with a quick and simple approval process. The currency of the facility is Euro or the local currency. The Umbrella Facility can be used as overdraft, short term working capital loan, bank guarantee, bank guarantee-line or a multi-purpose credit line. The financing can be obtained by the subsidiary after a simplified approval process with the collateral of a credit payment guarantee issued by UniCredit Bank Austria on behalf of the mother company. The Umbrella Facility is available in Hungary and in the following countries: Bosnia-Herzegovina, Bulgaria, Czech Republic, Croatia, Romania, Russia, Serbia, Slovakia, Slovenia.

The Cross Border Plus Credit is a credit facility extended by one of our UniCredit Group member bank to a subsidiary of another UniCredit Group member’s client. The different members of the company group are located in different countries. The granting of the facility is based on credit payment guarantee of a UniCredit entity, so thus the granting is executed on a very quick and simple way. A Cross Border Plus Credit is an optimal solution, if the subsidiary company is not able to provide eligible collateral for financing or if it is important to get financing with a quick and simple approval process. The currency of the facility is Euro or the local currency. The Cross Border Plus Credit can be used as overdraft, working capital loan, multi-purpose credit line, investment loan of maximum 5 years, bank guarantee or bank guarantee line. The Cross Border Plus Credit can be obtained after a simplified approval process with the collateral of a credit payment guarantee issued by the UniCredit Bank Group member serving the mother company. The Cross Border Plus Credit is available in Hungary and in the following countries: Italy, Germany, Austria, Bosnia-Herzegovina, Bulgaria, Czech Republic, Estonia, Croatia, Latvia, Lithuania, Poland, Romania, Russia, Serbia, Slovakia, Slovenia, Turkey, Ukraine.

Loans secured with cash deposit of private individuals’ or corporations’ are available in HUF or in EUR with a simplified approval process that serves as a solution for temporary liquidity problems. Further details here

The Business Credit Card of UniCredit Bank is offering a fast and flexible paying solution for your company home and abroad, during 24 hours a day. Further details here