Card Solutions
For business clients, our bank provides safe and technologically advanced bankcard acceptance services, including the traditional physical and the latest internet based, so called virtual bank card acceptance services. Through these services it is possible to reduce the cost of cash handling, to improve the security level of your cash and to provide a comfortable method of payment to your customers. In addition, those paying by bank cards usually spend more, thus bank card acceptance may increase your revenues as well.
Changes in the SZÉP (Széchenyi Leasure) Card acceptance in connection with the Government Decree 178/2021. (IV.15.). Please find the related announcement of UniCredit Bank here.
Smart Data – Integrated bankcard data-feed
UniCredit Hungary was the first on the Hungarian market to offer value-added solution to the Mastercard Smart Data Platform.
What is Smart Data?
MasterCard Smart Data is a market-leader global MIS solution for commercial payment systems, allowing your company to gather information on a daily basis on the person having used the Mastercard corporate bankcard along with information on the time, the location and the purpose of use. The platform is built on the unique MasterCard Global Data Repository (GDR) to capture and package commercial card data with feeds from the issuing financial institutions, processors, acquirers and merchants. Data is transmitted via direct File Delivery feeds that integrate seamlessly with dozens of internal or third-party expense management and accounting systems.
How does the service work?
When you or your employees use a Mastercard payment tool, robust data on the purchase is captured and automatically combined with detailed information to be transferred automatically to the selected ERP system supported by the Smart Data Platform.
Smart Data will enable your company to accurately integrate transaction data into any existing accounting system without the need for any change. MasterCard Smart Data consolidates card transaction data and can transmit even to the company’s expense management solution provider.
Which ERP systems are supported by the service?
MasterCard developed dozens of various interfaces for the most well-known accounting or expense management systems such as SAP, Concur, Xpenditure to ensure the transformation of the data that need to be fed into your accounting or ERP system.
What are the benefits?
Your company will have up-to-date information about card transaction details, since these are transferred to the Smart Data GDR on a daily basis.
The file structure will be in the format that your ERP system can automatically process. It will make your reconciliation and booking process easier: automatic File Delivery to your accounting system in a compatible format Manual processing becomes redundant, thus increasing efficiency and helping optimize the accounting flow Since MasterCard ensures that the file is compatible with your specific accounting system, no development on your side is required.
Who do we recommend the Smart Data service to?
- For companies using one of the supported ERP systems and aiming to automatize the accounting process of card transactions
- For companies where more than 10 commercial bankcards are granted to employees who use their cards frequently
- If cardholders often travel abroad and such business trips may involve foreign currency transactions the settlement of which requires a more efficient solution
Please contact your relationship manager for further information and list of supported ERP systems available in the service.
