We would like to draw our clients’ attention to the website of the National Bank of Hungary (MNB) in Hungarian, which provides useful information so that they can make prudent decisions, taking their own interests into account, before taking out a loan.
The MNB’s Financial Customer Protection Centre website provides information on taking out a loan and shows tables comparing loan products and bank loan products.
The information on the risks of excessive indebtedness in Hungarian published by the National Bank of Hungary can be downloaded from the website; please study it thoroughly. If you submit a loan application to us, we will give you this information prior to the application.
Additionally, those interested will find a household budget calculating program in Hungarian on the MNB’s website. With this program you can calculate how much savings you will have left each month and based on this, you can consider whether the instalments on the loan amount you plan to take out fit into the household’s budget.
We also draw your attention to the website of the National Bank of Hungary (MNB), where you can always find out about the MNB’s activities, the situation in the money market and get other information. You can obtain detailed information in Hungarian on the fair banking rules for client loans from the MNB’s website.
The goal of UniCredit Bank Hungary Zrt.’s client information is to present, for the purposes of providing comprehensive information, those risks to loan applicants that may result in an increase in the loan’s instalments and to describe what the APR includes and the process of the loan application, as well as to inform clients about the Central Credit Information System.
The risks, the elements of the APR, the process of the loan application and the information on the Central Credit Information System are included in the following brochures in Hungarian:
The collection of the terms, used by UniCredit Bank during the lending process is available here.
UniCredit Bank offers a full range of retail loan products for its clients. The differences between the products that can be applied for are described in the following product comparison documents in Hungarian:
Before you make a decision on taking out a loan, in order to make sure you can compare the various offers and make a well-founded decision, after you are provided with detailed, verbal information about the most important features of the loan product, its impact on your financial situation and the consequences of default, we will prepare preliminary written information for you, according to the legal regulations, which will contain the most important conditions of the given type of loan (so, among other issues, on the interest payable, fees, costs, the required collateral, the consequences of default etc.).
Should you have further questions, please contact our staff in our branches or call our phone customer service on +36 1/20/30/70 325 3200, where our colleagues will be glad to help you.