Social Impact Banking

For a fairer and more equitable society

Social Impact Banking is our commitment to a fairer and more equitable society, supporting and financing businesses and organisations that create measurable value for society and improving people's financial literacy. We do this by providing specialised loans, imparting economic and financial literacy, and engaging our colleagues.

Balázs Tóth, Chairman and CEO of UniCredit Bank Hungary Zrt.

„As a large corporation, we have a responsibility to society and the communities in which we operate. Through our Social Impact Banking activities, we can use our own resources to make a positive difference and set an example for others.”

Our three pillars of Social Impact Banking are microcredit, social impact financing, and financial education. We pay particular attention to the continuous monitoring and measurement of results, which ensures the sustainable growth of the projects we support.

Our people and their commitment are a key factor in the success of our Social Impact Banking activities. Through their training, mentoring, and activities, they dedicate their time and expertise to supporting businesses, organisations, and entrepreneurs. They facilitate the exchange of experience and foster their sensitivity to socially relevant projects.

Microcredit for small businesses

We support the establishment and development of start-ups and existing micro-enterprises through a microcredit program. As part of this, we not only provide access to financial instruments, but also provide these enterprises with the transmission of core skills and mentoring networks. Our new microcredit program thus goes beyond the general business relationship between the bank and its customer: it aims at creating a network that connects the bank, our partners and our volunteers and supports our clients through a special mentoring program.

MORE INFO ON MICROCREDIT

Impact financing

We finance and assist businesses and public benefit organisations that bring social improvement to society. We help them by providing loans with favourable interest rates and safe terms, as well as financial trainings, exchange of experience, and by enhancing transparency.

We focus primarily on businesses that operate in the following fields:

healthcare, improvement of access to financial services for disadvantaged people

social care
education and training
social home construction, retirement homes
social tourism
social agriculture
protection and development of the artistic and cultural heritage; businesses operating in any industry that target the professional integration of disadvantages groups

Financial education and inclusion

We develop students’ financial skills: with the participation of our colleagues and cooperation partners, we organize financial training workshops and competitions for them. In addition to young people, we also pay attention to the development of the financial awareness of businesses: our colleagues help micro-enterprises, for- and non-profit organizations, and SMEs to achieve their goals. We reach them through recognized professional cooperation partners, at events, conferences, and professional forums.